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Private Loan Servicing

Servicing infrastructure for private notes.

Payment processing, ACH automation, statements, and record-keeping for private lenders, investors, and seller-financed agreements. No mortgages. No banks.

Focus
Private Notes
Platform
100% Digital
Payments
ACH Autopay
What We Service

Private agreements.
Not bank mortgages.

We service private loan agreements created outside the traditional banking system. If 2 parties created a private financing arrangement, we can service it.

Agreements of Sale

Land contracts, contracts for deed, installment land contracts, and installment sales agreements between private parties.

Private Notes & Loans

Promissory notes, personal loans between individuals, business-purpose notes, investor notes, and unsecured installment loans.

Auto, Equipment & Other

Private auto and boat loans, equipment financing, lease-options, lease-purchase agreements, and bridge/short-term notes.

We do not service traditional mortgages, deeds of trust, purchase money mortgages (PMMs), HELOCs, reverse mortgages, or any loan secured by a recorded mortgage on a primary residence.
How It Works

From intake to autopilot.

Submit your intake

Provide details about your agreement or portfolio through the intake form. Upload supporting documents if available.

Account onboarding

We review the agreement, configure the payment schedule, set up the borrower portal, and verify all balances and terms.

Payments begin

Borrowers pay through ACH autopay or the secure payment portal. Payments are posted, tracked, and reported automatically.

Ongoing servicing

Statements, payment history, late notices, delinquency monitoring, year-end summaries, and impound management based on your tier.

Our Clients

Built for the people behind
private agreements.

Private Investors

Holding seller-financed agreements, land contracts, or private notes and need structured payment tracking.

Borrowers

Making payments on privately financed agreements with a clear payment record and secure portal access.

Title Companies

Closing seller-financed transactions and need a reliable servicing option for clients after closing.

Attorneys

Drafting private real estate or business loan agreements who want structured servicing for their clients.

Pricing

Per-note pricing.
No platform fees.

The monthly servicing fee is added to the borrower's payment. Choose the tier that matches each account's complexity.

Tier 1

Basic Servicing

$25 /month

ACH autopay required. For current loans that require minimal intervention.

  • Payment processing
  • Secure borrower portal
  • ACH autopay management
  • Ledger tracking & payment history
  • Monthly statement availability
Get Started
Tier 3

Complex Servicing

$55 /month

$45/month with ACH autopay. For agreements requiring impound management.

  • Everything in Managed
  • Impound management
  • Property tax monitoring
  • Insurance tracking
  • HOA monitoring
Get Started

View full pricing details, including onboarding fees and portfolio rates.

Get Started

Move your servicing off the spreadsheet.

Submit an intake. Our team reviews your agreement or portfolio within 1 business day.